General Manager - Risk Acquisition Strategy - at BharatPe

BharatPe is looking for an experienced General Manager- Risk Acquisition Strategy to join our team in Gurgaon. As a GM, you will be responsible for developing and executing strategies to reduce risk and increase revenue across our products.

Location: Gurgaon, Haryana

About BharatPe :

We empower shop owners to accept payments from any payment app for FREE. Merchants can sign up instantly and start accepting payments directly into their bank account and have the flexibility to earn upto 12% interest on those payments and even take loans whenever they need. BharatPe makes payment acceptance simple by offering merchants a single QR to accept all payment apps such as PayTm, PhonePe, Google Pay, BHIM and 150+ other UPI apps.

We have made payments acceptance absolutely FREE for all businesses with no transaction charges at all. We aspire to be the one-stop business utility app for offline merchants in India.

Job Description


  • Develop underwriting strategies for Personal Loan & postpe through existing data in Bharatpe ecosystem as well as explore alternate data.
  • Assess & enhance underwriting framework using traditional and non-traditional data sources.
  • Detailed understanding of in-house systems & agility to change the same whenever required.
  • Hands-on approach to risk segmentation & ability to implement the same on system.
  • Think like a consumer to bringing ease in use of the product along with maintaining risk loss.
  • Monitor & track repayment patterns of existing portfolio & quickly make acquisition strategy changes.
  • Ability to bring external knowledge of unsecured products like personal loans, consumer loans & credit cards from acquisition standpoint & build capability internally.
  • Focused to understand risk not only from underwriting but impact to the overall consumer lending cycle.
  • Collaborating with teams like – Data Science, Product, Business to setup and monitor underwriting strategies.
  • Monitor implemented strategies to continuously assess business & risk impact
  • Promote a self-service culture by understanding the trends and behaviors in the Risk reporting and drive through the appropriate enhancements to ensure maximum utilisation of reporting and analytics toolsets
  • Effectively navigate complex problems and ensure systematic problem-solving where risk problems are analyzed, options evaluated and decisions aligned with BharatPe values.


  • Location: Gurugram
  • CTC 35 - 40 lacs
  • 4+ years of Risk Analytics and Portfolio Management experience in Financial Services/Fintech preferably in Credit Card / Unsecured Loan.

  • Adept in quantitative analysis, data mining, trend analysis and creating insights within large data eco-system. Proficiency in data tools like SQL/Python

  • Experience of Alternate data along with Bureau Data Management and designing Risk Strategies using the same
  • Hands-on experience of defining risk strategies, managing portfolio and building risk models along with problem solving and analytical thinking.
  • Communication and Stakeholder management – you are able to present your point of view cogently and are able to engage effectively with everyone from external partners to CXOs.
  • Post Graduate Degree in Engineering/Economics/Statistics/Management

Additional Information
  • This is a NICHE requirement and specific experience in necessary.
  • Candidates would ideally have a Post Graduate Degree in Engineering/ Economics/ Statistics/ Management.

NOTE: Before Applying Please Check All the the Skills Required Highlighted Above

TO APPLY  Type "General Manager- Risk Acquisition Strategy Gurgaon BharatPe hrng" Whatsapp 7717328074 or CLICK-TO-WHATSAPP

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General Manager- Risk Acquisition Strategy Job in Gurgaon at BharatPe
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