HDFC Bank Hiring - Virtual Relationship Banking - Freshers - Navi Mumbai

Join the HDFC Virtual Relationship Banking team in Mumbai and get the chance to learn from industry experts. We offer a comprehensive range of services, with ample growth opportunities for freshers. Experience a career-defining journey with us today!

Location: Navi Mumbai



About Company: HDFC Bank

HDFC Bank is one of India’s most valuable organisations and the largest private sector bank in Ithe country. It was among the first to receive an approval from the Reserve Bank of India (RBI) to set up a private sector bank in 1994 which today has a banking network of 6,499 branches and 18,868 ATM's across over 3,000 cities/towns in India. The Bank caters to a wide range of banking services covering commercial and investment banking on the wholesale side and transactional / branch banking on the retail side.



Job Description: 
Customer Engagement
  • Continuous engagement with the portfolio customers mapped as per the contact policy, with accurate & complete capture of interaction details.
  • Call handling as per defined standards.
  • Accurate resolution for customer queries.
  • Promoting Digital Banking services for a superior customer service experience.
  • Profiling of customers in order to aid right cross-servicing of Bank products
  • Accurate logging and resolution of complaints.
  • Attrition control of customers.
  • Regular interactions with the customers and pro-actively assessing customer needs.
  • Deepening relationship by cross selling 'sticky products' like Demat, Bill Pay, Advisory etc.
  • Ensure portfolio quality of relationship while racing considering eligibility.
  • Monitor large amount movements and account closure from the deposit accounts.
  • Ensure retention of customers


Achievement of portfolio parameters
Meet the defined objectives of the Portfolio managed by the respective VRM


Sales
  • Right cross-sell of products basis profiling and engagement.
  • Penetration of products across groups.
  • Sales across all product segments-TPP, Assets, Cards etc.
  • Acquiring & grouping of all related IDs of the Primary ID.
  • Use of triggers to track maturity of FDs, movement of CASA balances etc.and prevent outflow.
  • Ensure Staff are trained on product knowledge and requisite certifications.
  • Income to be generated at a customer level.


Interaction Quality
  • Achieve Quality benchmarks defined from time to time.
  • Complete and accurate capture of call interactions, including profiling thereby aiding relationship management.


Audit and Service Quality
Ensure all laid down system and process are followed as stipulated by Audit and Senior


Management
  • Ensure accurate and timely submission of financial transactions & requests.
  • Adherence to set processes of updating customer interactions in CRM next.


MIS – Reporting
Ensure timely submission of Customer base review / reports as requested by Central Team /
Senior Management


Primary Responsibilities:
  • To engage regularly with the customers as defined by the contact policy and provide a Consistent & a Superior Digital Experience
  • Ensuring that customers get world-class services and their needs are understood and met through financial products that the Bank has to offer
  • To enhance Customer Relationship & while doing so, Educate, Encourage & Induce the customers to use the Digital mediums
  • for their banking transactions/ needs, while keeping a "window' to talk to the bank whenever customer needs.
  • Responsible for meeting the scorecard targets and portfolio benchmarks set and that all guidelines and regulatory requirements are followed.
  • So that the RM becomes the top of the mind recall amongst the customers in the catchment for all their financial needs and services
  • thereby ensuring that the RM also achieves the key performance parameters set


REQUIREMENTS:
  • Location: Navi Mumbai
  • Ctc 2 - 3 lacs
  • Freshers are Welcome
  • Graduate


Required Skills: Basic Banking, Communication
Required abilities: Major Stake holders (intra team and cross functional stakeholders, who would need to be interacted with for ischarging duties)
Customers, Prime Head, Regional Head, Unit Head, Team Managers


NOTE: Before Applying You MUST Have all the skills Highlighted Above


TO APPLY  Type "Virtual Relationship Banking HDFC Bank Navi Mumbai flx" Whatsapp 7717328074 or CLICK-TO-WHATSAPP


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HDFC Bank Hiring - Virtual Relationship Banking - Freshers - Mumbai

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